Discover Your Mortgage Payment
Based on the home's sale price, the term of the loan, buyer's down payment percentage, and the loan's interest rate, this calculator can help estimate what you'll need to pay out monthly for your new home. This calculator factors in PMI (Private Mortgage Insurance) for loans with less than a 20% down payment, as well as town property taxes and its effect on the total monthly mortgage payment.
In order to determine the amount of home you can afford a lender will use your debt-to-income ratio to determine the percentage of your pre-tax income you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt before buying a home it will have an impact on the amount of the loan that the lender will finance
There is a financial component to every real estate transaction and being able to address client's real estate related financing needs is part of our strength. Through our Caliber Home Loans affiliation, our agents are able to offer their clients access to a world class lender offering competitive rates to make every transaction a controllable and smooth one.
Carl E. Wyman
Sales Manager / Sr. Loan Consultant
- Born in Corpus Christy, Texas in 1965
- Graduated from Plano East Senior High in 1983
- Navy Veteran
- Live in Leonard, Texas
- Married to Deborah Wyman
- Has three children and three grandchildren
- Started in the mortgage business in 2001
- Licensed in Texas and Oklahoma
- Loves to be outdoors and hunt and fish